Archive

Equity CompensationEquity Compensation
I asked a client to consider selling their stock and they panicked

I asked a client to consider selling their stock and they panicked

You might be making a huge mistake with your vested shares.

Marcel Miu, CFA, CFP
Marcel Miu, CFA, CFP
Financial PlanningFinancial Planning
Is tax deferral worth it if future tax rates go up?

Is tax deferral worth it if future tax rates go up?

You're likely already using the starter pack strategy. Here's how to graduate to the advanced tier

Marcel Miu, CFA, CFP
Marcel Miu, CFA, CFP
Equity CompensationEquity Compensation
Should I choose RSUs or Stock Options at a startup?

Should I choose RSUs or Stock Options at a startup?

We compare the math, taxes, and leverage so you can decide.

Marcel Miu, CFA, CFP
Marcel Miu, CFA, CFP
Financial PlanningFinancial Planning
How payroll tax rules can help you avoid tax underpayment penalties

How payroll tax rules can help you avoid tax underpayment penalties

You can still owe an IRS penalty even if you pay in full by April. Here’s how payroll withholding fixes that.

Marcel Miu, CFA, CFP
Marcel Miu, CFA, CFP
Is US Tech Investing Too Risky? The Case for Global Diversification

Is US Tech Investing Too Risky? The Case for Global Diversification

Why paying 14x earnings might beat paying 23x earnings.

Marcel Miu, CFA, CFP
Marcel Miu, CFA, CFP
Why your 401(k) might complicate your early retirement from tech

Why your 401(k) might complicate your early retirement from tech

How to lower your reported income (legally) without spending less money.

Marcel Miu, CFA, CFP
Marcel Miu, CFA, CFP
How tech pros use direct indexing & tax-loss harvesting to manage taxes on RSUs and ESPPs

How tech pros use direct indexing & tax-loss harvesting to manage taxes on RSUs and ESPPs

Frustrated by recurring tax bills from your equity comp? Market volatility could offer a planning opportunity.

Marcel Miu, CFA, CFP
Marcel Miu, CFA, CFP
Tech Early Retirement: How to Access Your 401(k) and IRA Before Age 59.5 Without Penalties

Tech Early Retirement: How to Access Your 401(k) and IRA Before Age 59.5 Without Penalties

Two IRS-approved methods can unlock your retirement funds years ahead of schedule. But one of them has a hidden trap that costs people dearly.

Marcel Miu, CFA, CFP
Marcel Miu, CFA, CFP
Equity CompensationEquity Compensation
A Guide to Private Company Tender Offers and Their Tax Implications

A Guide to Private Company Tender Offers and Their Tax Implications

Most employees with stock options make one costly mistake during a tender offer. Here is how to avoid it and make a smart decision with your equity.

Marcel Miu, CFA, CFP
Marcel Miu, CFA, CFP
Financial PlanningFinancial Planning
A couple I know made a $400k home decision. It cost them $1.6 million.

A couple I know made a $400k home decision. It cost them $1.6 million.

Most people think it's a lifestyle choice. They don't realize it's a multi-million dollar wealth decision that can delay retirement by years. Here's the math they miss.

Marcel Miu, CFA, CFP
Marcel Miu, CFA, CFP
InvestingInvesting
Is it smarter to invest a bonus all at once or spread it out?

Is it smarter to invest a bonus all at once or spread it out?

Solid proof that lump sum investing often wins, but dollar-cost averaging can save you from the one mistake that ruins portfolios. Here’s how to decide.

Marcel Miu, CFA, CFP
Marcel Miu, CFA, CFP
Financial PlanningFinancial Planning
How the Mega Backdoor Roth 401(k) Eliminates Tax Drag on Retirement Savings

How the Mega Backdoor Roth 401(k) Eliminates Tax Drag on Retirement Savings

Tax drag quietly erodes returns year after year. A Mega Backdoor Roth lets you shelter more money and keep millions compounding tax-free.

Marcel Miu, CFA, CFP
Marcel Miu, CFA, CFP
FirstBack
12
Next Last